
Buyer Information
HOME / BUYER
I can help guide you through each step of the buying process, offering sound advice along the way. I am committed to making this journey as stress free as possible. There is no need to feel nervous. I will be with you at every step of the way.
1. To determine your level of eligibility. You could spend weeks or months looking for home in the $200,000-$250,000 range. Once you find the home and apply for a pre-approval, you discover you can only qualify for $190,000. You now must start your search all over or there may be some simple steps you can take to get to the $200,00 range but it may take 30 days or longer.
2. To determine if there are any errors or issues you may not be aware of at this moment. You find that some time and work is required to make corrections.
3. Many Sellers now require a copy of your pre-approval prior to accepting an appointment to visit a home.
4. To be sure you have the opportunity to place an offer on the home you find. If you wait, someone else may be ready to place an offer with their letter and you may lose the opportunity to purchase your dream home.
5. To know the numbers. Your pre-approval will determine how much cash you need on day one to make the purchase.
6. To get the best loan terms. In GA, you can qualify with as many lenders as you wish, as long as you apply within 30 days. Really it is 45 days, but I always say “keep it to 30”. You can compare the rates and select the option that serves you best.
7. To learn the requirements. For example, many people think about their credit score as the most critical issue with an approval. Often, those with really good credit scores can not qualify due to the debt to income ratio. Your lender can explain this in great detail.
Choosing a home
For most buyers, choosing a home is an emotional process. I can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, I can help you find exactly what you’re looking for.
Making an offer
Closing
Lenders to consider
HomeStar - Click here to apply
Tommy Patterson
Office: 770-205-7999
Fax: 678-456-1657
Mobile: 770-654-8599
Email: tommy.patterson@homestarfc.com
Equity Prime-Click here to apply
Derick Van Dam
Mobile Phone: (770) 713-8482
Toll-free Phone: (877) 255-3554
FAX # (678) 621-1645
Email: dvandam@equityprime.com
Quicken Loans-Click here for details
DO NO APPLY ON LINE UNTIL AFTER YOUR SPEAK WITH HOLLY ISHIYAH FOR SPECIAL MONEY SAVINGS ON THE LOAN
Holly Ishiyah
Mobil Phone: (586)265-8773
Direct: (313) 545-0556
Fax: (877) 382-1464
Email: Hollyishiyah@quickenloans.com
Synovus Mortgage - Click here to Apply
Zero Down with no MPI insurance with credit score of 636+
conditions exist
Millie Roman
Mobil Phone 404-309-0123
Office Phone 404-364-2738
Email: millieroman@synovus.com
Testimonials
- Adam Adams-East Point
- Garron Thomas
- Victor Grant
- Meg Murray
- Stephanie - Atlanta GA
- Arish & Antora
- Joey Kiernan East Point-Egan Park
- lorenzo frazier
- Hasan Green
- Niiyah Johnson
- lorenzo frazier
- Arish & Antora
- O Reynolds-Hampton GA
- Kimberly W
- Courtney Stewart
- Simone - Atlanta GA
- Glorinid Saez Hance
- Laura Diaz, Atlanta
- Patrick F
- Minakshi Singh
- Christopher Crayton - Stone Mountain GA
- Detra Foster-Atlanta
- William-Atlanta GA
- Brenda Kadel- Union City GA
- Benjamin Goodridge - Fayetteville GA.
- Patrick Fisk
- Thom
- Johnnie & Melvinia King
- Hasan Green
- Atlanta
- Kristie-Hampton GA
- Jing Li
- Clyde Mitchell-Atlanta GA
- Howell-Atlanta GA
- Victor Grant
- Melissa, Atlanta, GA
- L. Davis - Atlanta
- Simms-Urquhart - Atlanta GA
- Alicia-Atlanta
- Kristie-Hampton GA
- Meg Murray
- KJG and Atlanta, GA
- Craig Brickley - McDonough, GA
- Julie Scott- East Point
- Mike-East Point GA
- Daniel & Cydnee
- Dr. Eric Blacknall